Indefinite Leave to Remain (ILR), also known as settlement, allows you to live, work, and study in the UK without immigration restrictions. It is the key step before applying for British citizenship.
ILR is a form of permanent residence that:
- Removes visa restrictions – no more renewals or time limits.
- Allows free access to work, study, and public services.
- Enables you to sponsor family members more easily.
- It is a mandatory step before naturalisation as a British citizen.
Who Can Apply for ILR?
Work & Skilled Routes
- Skilled Worker Visa: Eligible after 5 years of continuous lawful residence.
- Global Talent Visa: Eligible after 3 or 5 years, depending on endorsement.
- Innovator Founder: Eligible after 3 years (if certain business success criteria are met).
Family Routes
- Spouse/Partner/Fiancé(e) visas: Eligible after 5 years on the family route (10 years if you applied under the 10-year route due to not meeting financial/English requirements).
- Parent visa: Usually after 5 years (10 years if you applied under the 10-year route due to not meeting financial/English requirements).
Long Residence Route
- 10-Year Long Residence: Eligible after 10 years of continuous lawful stay in the UK (any combination of visas).
Refugee or Humanitarian Protection
- Eligible after 5 years in the UK with refugee status or humanitarian protection.
Other Special Categories
- Commonwealth citizens with UK ancestry: Usually after 5 years.
- Armed forces members: After 4–5 years of service, depending on circumstances.
Eligibility Requirements for ILR
Regardless of route, most ILR applicants must show:
- Continuous residence in the UK (no excessive absences).
- Good character – no serious criminal convictions or immigration breaches.
- Financial requirement – if applying via family route, proof of income/savings is required.
- English language proficiency – usually Level B1 CEFR or higher.
- Life in the UK Test – a mandatory test on British history, culture, and law.
Financial Requirements & Adequate Maintenance
The financial eligibility is one of the most critical and frequently updated components:
A minimum income requirement of £29,000 per year (combined income with sponsor) applies for partner visas, including fiancé(e), as of April 2024 (GOV.UK). Individuals on visas under previous rules before April 2024 must meet the minimum income requirement of £18,600.
Source of Income
Employment Income
- Employment Letter
- Payslips
- Bank Statements
Non-Employment Income
- Rental income (requires title deeds, tenancy agreements, bank statements)
- Dividends (investment statements, dividend vouchers, portfolio reports)
Cash Savings
- To meet the full £29,000, you are required to show that you have held £88,500 for at least 6 consecutive months.
Self-Employment
- HMRC tax return (SA302)
- Accounts
- Business bank statements
- Accountant’s letter
Pension
- Documentation from DWP and other government departments.
- Bank statement showing receipt of pension.
Adequate Maintenance
Where your partner is in receipt of certain benefits or allowances in the UK, you may be exempt from meeting the financial requirement by providing evidence of “adequate maintenance”. This includes:
- Carer’s Allowance
- Disability Living Allowance
- Severe Disablement Allowance
- Industrial Injuries Disablement Benefit
- Attendance Allowance
- Personal Independence Payment
- Armed Forces Independence Payment or Guaranteed Income Payment under the Armed Forces Compensation Scheme
- Constant Attendance Allowance, Mobility Supplement or War Disablement Pension under the War Pensions Scheme
- Police Injury Pension
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Continuous Residence Rules
- You must not have spent more than 180 days outside the UK in any 12-month period during the qualifying time.
- Absences due to serious illness, study, or work overseas for a UK-based employer may sometimes be disregarded.
- Absence Rule (From 11 Apr 2024): ≤180 days in any rolling 12-month period
- Special Consideration: Possible for serious reasons (e.g., illness), Not applied for employment/economic cases
- Absences due to compelling and compassionate reasons may still be accepted beyond the limits if supported with strong evidence (medical records, official letters, etc.).
ILR Application Process
- Check eligibility for your specific visa route.
- Prepare documents, which may include:
- Current passport & BRP.
- Proof of residence (council tax, utility bills, tenancy agreements).
- Evidence of income/financials (if family route).
- Life in the UK Test pass certificate.
- English language certificate (if required).
- Apply online via the Home Office portal.
- Upload documents and attend a biometric appointment at UKVCAS.
- Await decision – usually within 6 months, though priority services are available.
- Receive ILR BRP card confirming your settled status.
ILR Fees (2025)
- Standard application: £3,029 per person.
- Priority service (5 working days):£750.
- Super priority service (next working day): £1,000.
- Life in the UK Test: £50.
- English test (if required): around £150.
(Fees are subject to annual Home Office updates)
Processing Times
- Standard service: Up to 6 months.
- Priority service: Decision within 5 working days.
- Super priority: Decision within 24 hours.
After You Get ILR
- You can work, study, and access healthcare without restrictions.
- You may apply for British citizenship after 12 months (unless married to a British citizen, in which case you can apply immediately).
- You must not spend more than 2 continuous years outside the UK, or you risk losing ILR.